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Cash offer vs. listing,honestly.
A traditional listing usually brings a higher price. A cash sale removes fees, repairs and waiting. The right choice depends on your home and your timeline, so here are both, with the math.
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This uses the same listing-cost assumptions as your Home Realization Report. Your report replaces these round numbers with your home's own.
- Sale price (as-is)$650,000
- Agent commissions (6%)−$39,000
- Seller closing costs−$6,500
- Carrying costs, 90 days−$3,900
- Repair concessions−$15,000
- Traditional listing, net$585,600
- Vionam cash, top of range$552,500
Traditional listing net
$585,600
after $39,000 commission, $6,500 closing, $3,900 carrying and $15,000 repair credits
Top of a Vionam cash range
$552,500
85% of as-is value, no commissions, HomeX pays closing. Your report shows the full range for your home.
Side by side
Nine differencesthat matter.
| Topic | Vionam cash offer | Traditional listing |
|---|---|---|
| Sale price | Sale priceBelow market: the top of the range is 85% of as-is value | Usually higher: the full market value if a buyer agrees |
| Agent commissions | Agent commissionsNone | About 6% of the sale price |
| Closing costs | Closing costsPaid by HomeX | About 1% paid by the seller |
| Repairs | RepairsNone. Sold as-is | Buyer inspection often leads to repair credits |
| Showings and open houses | Showings and open housesNone | Weeks of showings |
| Financing risk | Financing riskCash, no loan contingency | Buyer's loan can fall through |
| Time to close | Time to close7 to 90 days, you choose | Often around 90 days from listing to close |
| Carrying costs | Carrying costsStop when you close | Taxes, insurance and utilities while listed |
| Leaseback and cleanout | Leaseback and cleanoutAvailable, you choose | Negotiated with each buyer |
Listing figures are typical assumptions, not quotes. Commission rates are negotiable and every sale is different.
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